Bank Cards
Debit/ATM Card - VISA Check Card
 Can be used instead of a check anywhere VISA is accepted - Quick and convenient
- Can be used as an ATM card
- Daily debit card limit - $1000. Exceptions can be made; please contact the bank.
- Effective August 15, 2010: You must “opt in” to allow your debit card to access any Overdraft Privilege rights that have been granted on your accounts. Please contact us at 309-662-0415 to opt in to receiving this service.
See the Opt In Disclosures here.
To report a lost or stolen Visa Check Card during non-banking hours,
please call 1-800-264-4274.
Allowable Overdraft Privilege Service
At some point, most of us make a mistake in our checkbook of have
an emergency expense a little larger than we can cover at that moment.
If you would like the assurance that a non-sufficient funds check/debit
will be paid and not returned, we can help you!First State Bank
is pleased to offer Overdraft Privilege! In most cases, we will pay
your overdraft up to $700 ($400 for Simply Free Checking accounts),
but not all accounts are eligible and some restrictions do apply.
For more information, please call and ask for a customer service
representative or the Bookkeeping Department.
Overdraft Protection Services
If you are the type of person who prefers to avert an overdraft
whenever possible, you will be interested in one of our Overdraft
Protection services. Ask us about establishing automatic transfers
from anotherFirst State Bank checking, savings, or money market
account to cover any potential overdrafts in your checking account.
Another option is an automatic advance from a credit card. Just ask
one of our Bookkeepers for details.
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