204 North Prospect Rd.
P.O. Box 1427
Bloomington, IL 61704
Phone (309) 662-0411
Fax (309) 663-6217
Bookkeeping (309) 662-0415
banking@
FirstStateBloomington.com

Equal Housing
Lender
Member
 
 



Equal Housing
Lender
MORTGAGE RATES
Rates last updated on August 3, 2007 at 10:18 CST.

RESIDENTIAL MORTGAGE LOAN RATES
Single family, owner occupied
Conventional Fixed Rates Rate Points APR*
30 Year Term 7.000% 0.00% 7.014%
20 Year Term 6.875% 0.00% 6.893%
15 Year Term 6.625% 0.00% 6.647%

Adjustable Rate Mortgages Rate Points APR*
Annually adjustable (1 year) 5.875% 0.00% 7.701%
3 Year Fixed then annually (3/1) 6.625% 0.00% 7.557%

Index: One Year Treasury Index currently 4.98%
Margin: 3.000%
Annual/Lifetime Cap: 2/6 based on initial rate
1 year Initial Rate Discount or Premium: 2.000% - Discount.
3 year Initial Rate Discount or Premium: 1.125% - Discount.
APR*s based on maximum term of 30 years.

CONSTRUCTION LOAN RATES

Maximum Term Rate Points APR*
9 months 7.750% 0.00% 7.750%

Contact David Rutledge or Matt Lauritzen at
(309) 662-0411.

Rates and terms are subject to change without notice. Please call for current rates and terms.

Contact us banking@firststatebloomington.com or call (309) 662-0411


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